A WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a sharp decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly preferring to digital channels for their financial needs. This shift has resulted to a decrease in branch establishments, and many institutions are consolidating existing bran

Free cash flow (FCF) serves as a crucial metric for investors and business owners alike. It illustrates the actual cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can signal a healthy and sustainable business, capable of investing. Understanding how to assess FCF and strategicall